I also made three sympathy cards the same way.
I'm going to show the pictures first and then give the details afterwards.
After doing the first two S-fold cards, I decided to run the mats through the cuttlebug--I forget to use that little buggar sometimes!!! And it adds so to the plain mats. Going to put more designs on my list of things to get.
I used the black out on page 78 to make mat and then to center sentiment for phrases.